Yes, it can help cover legal fees and settlement costs beyond your base policy limits.
What is Umbrella Insurance?
Umbrella Insurance is extra liability coverage that goes beyond the limits of your existing home, auto, or business policies. It kicks in when a major accident or lawsuit exceeds the coverage provided by your base policy.
Think of it as a financial safety net—it protects your assets, future income, and peace of mind from high-cost claims or legal battles.
Additional liability coverage over your standard policies
Legal defense costs for lawsuits
Personal injury coverage like slander, libel, and defamation
Property damage and bodily injury to others
Worldwide coverage in most cases
Turning your worry into peace of mind.
Insurance options made simple.
Umbrella coverage is ideal for anyone with significant assets, rental properties, or increased risk exposure (like frequent drivers, business owners, or landlords). It’s also recommended for families with teen drivers or people hosting guests frequently.
Not at all. Most umbrella policies start at $1 million in coverage for a low monthly premium, making it one of the most cost-effective ways to protect your long-term finances.
Yes, it can help cover legal fees and settlement costs beyond your base policy limits.
No! It’s smart coverage for anyone with assets to protect—or simply wanting extra peace of mind.
No. It works in addition to those policies, offering extended coverage once their limits are reached.