Your local agent across Montgomery County.
From our office on North Frederick Avenue in Gaithersburg, we insure drivers, families and businesses throughout Montgomery County.

Where our clients live and work
Every town has its own mix of risks: long I-270 commutes, homeowners associations, older homes on larger lots, busy business corridors. Pick your area to see what local clients ask us about most.
Gaithersburg
Home of our office at 201 N Frederick Ave. Drivers, families and businesses across Gaithersburg can visit in person, Monday to Saturday.
Visit our home page →Germantown
Commuter auto, townhome and condo coverage for one of the county's largest communities, a short drive up I-270.
Insurance in Germantown →Rockville
Business insurance and certificates for offices and shops along Rockville Pike, plus home and auto for residents.
Insurance in Rockville →Montgomery Village
Townhome, condo and HO-6 coverage matched to your association, just minutes from our office.
Insurance in Montgomery Village →Damascus
Coverage for larger lots, older homes, outbuildings and long upcounty drives.
Insurance in Damascus →Tram's Insurance Agency
201 N Frederick Ave, Gaithersburg, MD 20877
(240) 842-9293 · info@tramsinsurance.com
Monday to Friday 9:30 am to 6:00 pm, Saturday 10:00 am to 3:00 pm. Evenings, Sundays and holidays, Vera answers and the team follows up.
Get directionsGet your free quote
A few guided steps. A licensed agent compares companies for you and follows up with your options.
- No card, no obligation
- English or French
- Prefer to talk? (240) 842-9293
Auto · Home, condo & rental · Business · English or French
Good to know
Do I need to come to the office to get insured?
No. Most clients handle quotes, changes and questions by phone, text or email. You're also welcome to visit 201 N Frederick Ave in Gaithersburg, Monday to Saturday.
Which areas does Tram's Insurance Agency serve?
We serve drivers, families and businesses across Montgomery County, including Gaithersburg, Germantown, Rockville, Montgomery Village and Damascus.
Can I talk to someone in French?
Yes. Our office team and our virtual assistant Vera both speak English and French.
Calling after hours? Someone still answers.
Vera, our virtual assistant, picks up when the office is busy or closed, in English or French, and gets your message to the team.
