Commercial
đźš› Commercial Vehicle Insurance
Your business vehicles do more than get you from point A to point B — they carry your tools, your team, and your reputation. At Tram’s Insurance, we provide Commercial Vehicle Insurance tailored to protect the vehicles that keep your business moving.
Whether you own a single work van or manage a fleet of trucks, our plans offer coverage that goes beyond personal auto insurance. From liability and collision to roadside assistance and uninsured motorist protection, we’ve got you covered.
Our team will help you choose the right coverage that fits your operations, budget, and risk level — so you can focus on driving your business forward.
🛡️ What’s Included:
Liability Coverage – Protects your business if a driver causes injury or property damage
Comprehensive & Collision – Covers theft, vandalism, weather damage, or collisions
Uninsured/Underinsured Motorist – Keeps you protected if the other driver isn’t covered
Medical Payments – Helps cover injuries to your driver or passengers
Hired & Non-Owned Auto – Coverage for rented or employee-owned vehicles used for business
Roadside Assistance – Stay on the road with emergency help when you need it
Turning your worry into peace of mind.
Insurance options made simple
Insurance benefits
Get reliable, business-grade coverage that fits your needs and keeps your operations running smoothly — every mile of the way.
Perfect solution
From work vans to delivery trucks, we help you stay compliant, covered, and confident — no matter the size of your fleet.
Our benefits
Why Businesses Choose Tram’s:
- Instant Quotes from Multiple Providers
- High-Risk & SR-22 Policies Welcome
- Affordable Monthly Payments
- Fast, Friendly Service
- Local DMV Expertise & 24/7 Support
What types of vehicles are covered under Commercial Vehicle Insurance?
We cover a wide range of business-use vehicles, including vans, box trucks, pickups, utility trucks, food trucks, and fleets used for deliveries, services, or construction.
Do I need commercial insurance if I use my personal vehicle for work?
Yes — if you use your vehicle for business purposes (like deliveries, transporting equipment, or visiting job sites), a personal auto policy won’t provide coverage. You’ll need a commercial policy to stay protected.
What’s the difference between personal and commercial auto insurance?
Commercial auto insurance is designed for business use and offers higher liability limits, coverage for multiple drivers, and protection for goods or equipment transported. Personal auto insurance doesn’t cover business-related driving.