201 N Frederick Ave Gaithersburg, MD 20877
info@tramsinsurance.com
+1 240-842-9293
What is Rental Property Insurance?
Rental Property Insurance—also called Landlord Insurance—protects property owners who rent out homes, condos, or apartments. It covers the structure itself, liability risks, and even lost rental income due to covered damages or events.
Unlike a homeowner’s policy, this coverage is designed specifically for non-owner-occupied properties. Whether you manage one rental or several, this policy is built to safeguard your investment and income stream.
Dwelling protection for the physical structure
Landlord liability coverage in case of tenant or guest injury
Loss of rental income if your property is damaged and uninhabitable
Vandalism, fire, water, and storm damage protection
Optional add-ons like appliance coverage or legal fee protection
Turning your worry into peace of mind.
Insurance options made simple.
If you have a mortgage on the rental property, your lender will likely require it. Even if not required, it’s highly recommended to protect your investment, cover liability risks, and ensure financial stability as a landlord.
Ask about bundling your Rental Property Insurance with your Home, Auto, or Umbrella policy for multi-policy discounts and simplified management.
Yes, we offer flexible options for landlords with multiple properties.
No, tenants should carry renters insurance. Your policy covers the structure and your own liability.
Your landlord liability coverage helps protect you legally and financially in such situations.