201 N Frederick Ave, Gaithersburg, MD 20877
201 N Frederick Ave Gaithersburg, MD 20877
info@tramsinsurance.com
+1 240-842-9293
Insurance Professionals that have your back.

Auto Dealers

Protecting Your Dealership, Inventory & Customers

Running an auto dealership comes with unique risks—from safeguarding your valuable inventory to ensuring your employees and customers are protected. At Tram’s Insurance Agency, we provide specialized Auto Dealers Insurance that covers the daily risks of your business, so you can focus on sales and service without worry.


Why Auto Dealers Insurance?

Auto dealerships handle high-value vehicles, financing, and constant customer interactions. A single accident, theft, or liability claim can result in significant financial loss. That’s why a tailored insurance policy is essential.


What’s Covered?

Our Auto Dealers Insurance can be customized to include:

  • Garage Liability Insurance
    Protects your dealership against claims of bodily injury or property damage that occur during business operations.

  • Garagekeepers Insurance
    Covers customer vehicles while in your care—whether for servicing, test drives, or storage.

  • Dealers Open Lot Coverage
    Protects your inventory of new and used vehicles against theft, vandalism, fire, or weather damage.

  • General Liability Insurance
    Safeguards your business from accidents that occur on your premises, such as customer slip-and-fall incidents.

  • Workers’ Compensation Insurance
    Provides protection for your employees in case of workplace injuries.

  • Business Interruption Coverage
    Helps cover lost income if your dealership is forced to close temporarily due to a covered loss.

  • Property Insurance
    Covers your building, office equipment, signage, and other physical assets.

Turning your worry into peace of mind.
Insurance options made simple

Insurance benefits

Get complete protection for your dealership with coverage designed to safeguard your vehicles, employees, and customers. Our policies provide peace of mind so you can focus on growing your business.

Perfect solution

Whether you manage a small lot or a multi-location franchise, we create tailored coverage that fits your unique needs. Tram’s Insurance Agency delivers affordable, reliable protection for auto dealers of every size.

Our benefits

Benefits of Choosing Tram’s Insurance Agency
Customized policies built specifically for auto dealerships
Access to multiple carriers for the best coverage & rates
Local, family-friendly service with a focus on long-term protection
Support through claims, renewals, and policy adjustments

Is Garage Liability the same as Garagekeepers coverage?

No—Garage Liability covers third-party injuries or property damage caused by your operations, while Garagekeepers covers customers’ vehicles in your care.

Do I need Dealers Open Lot coverage if I sell only used cars?

Yes—whether new or used, your inventory is a major investment that needs protection.

 

Can I combine Auto Dealers Insurance with my Business Insurance package?

Absolutely—we can create a bundled policy that includes auto dealer coverage along with general business protection to save you money.