201 N Frederick Ave, Gaithersburg, MD 20877
201 N Frederick Ave Gaithersburg, MD 20877
info@tramsinsurance.com
+1 240-842-9293
Insurance Professionals that have your back.

Recreational Vehicle

Adventure confidently — we’ve got you covered.

Whether you’re hitting the open road in your RV, exploring trails on your ATV, or enjoying weekends on the water, your recreational vehicles deserve the same level of protection as your car or home.

At Tram’s Insurance, we offer specialized policies for RVs, motorcycles, boats, and other recreational vehicles. From collision and theft coverage to liability and personal injury protection, we’ll help you build a policy that fits your lifestyle and your toys.

We understand that recreational insurance isn’t one-size-fits-all — and we’re here to help you stay protected on every journey.

Turning your worry into peace of mind
Insurance options made simple

Insurance benefits

Coverage That Travels With You Protect your RV, motorcycle, ATV, or boat from damage, theft, and liability — whether it’s parked or on the move.

Perfect solution

Customized for How You Ride or Travel Whether it’s full-time RV living or weekend rides, we’ll tailor coverage to your usage, storage, and seasonal needs.

Our benefits

Why Choose Tram’s for RV Insurance?
Coverage for a variety of recreational vehicles
Protection on and off the road
Competitive rates with flexible options
Friendly local agents ready to help

Does my auto insurance cover my RV or motorcycle?

Not fully. RVs and motorcycles require separate policies for full protection — including liability, collision, and specialized coverage.

What types of recreational vehicles are covered?

We cover RVs, campers, travel trailers, motorcycles, ATVs, snowmobiles, and boats. Ask us about your specific vehicle.

Can I pause my coverage when I’m not using my RV?

Yes! We offer seasonal and storage options so you’re not overpaying when your vehicle is off the road or in storage.