:root{--ink:#0b1035;--navy:#121a52;--brand:#2e3ba6;--brand2:#3f51d6;--mint:#28b79a;--mint2:#1f9a81;--sand:#f6f4ef;--paper:#fff;--text:#2b2f45;--muted:#62677f;--line:#e4e3ec;--gold:#e8b44c}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.7 Manrope,system-ui,Arial,sans-serif;color:var(--text);background:var(--paper);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}a{color:var(--brand);text-decoration:none}
h1,h2,h3{font-family:Fraunces,Georgia,serif;color:var(--ink);letter-spacing:-.015em;line-height:1.12;margin:0 0 .45em;font-weight:600}
p{margin:0 0 1em}.wrap{max-width:1180px;margin:0 auto;padding:0 16px}
.sec{padding:56px 0}.sec.tight{padding:40px 0}
.kick{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--mint2);margin-bottom:10px}
.kick:before{content:"";width:22px;height:2px;background:var(--mint)}
.h2{font-size:clamp(28px,3.4vw,42px)}.lead{font-size:18px;color:var(--muted);max-width:640px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;cursor:pointer;border-radius:999px;padding:14px 26px;font:800 15px/1.1 Manrope,Arial,sans-serif;transition:transform .15s ease,background .2s,box-shadow .2s;white-space:nowrap}
.btn:active{transform:scale(.97)}
.btn-mint{background:var(--mint);color:#fff;box-shadow:0 8px 22px rgba(40,183,154,.32)}.btn-mint:hover{background:var(--mint2);color:#fff}
.btn-ink{background:var(--ink);color:#fff}.btn-ink:hover{background:var(--brand);color:#fff}
.btn-ghost{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.35)}.btn-ghost:hover{background:rgba(255,255,255,.22);color:#fff}
.btn-line{background:#fff;color:var(--ink);border:1.5px solid var(--line)}.btn-line:hover{border-color:var(--brand);color:var(--brand)}
.btn svg{width:18px;height:18px;fill:currentColor}
/* top + header */
.top{background:var(--ink);color:#cfd3ee;font-size:13px;font-weight:600}
.top .wrap{display:flex;justify-content:space-between;align-items:center;gap:14px;min-height:40px;flex-wrap:wrap}
.top a{color:#fff}.top .fr{color:var(--gold);font-weight:800}
.hdr{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.94);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:78px}
.logo img{width:150px}
.nav{display:flex;align-items:center;gap:4px}
.nav a{color:var(--ink);font-weight:700;font-size:15px;padding:10px 12px;border-radius:8px}.nav a:hover{background:var(--sand)}
.hcta{display:flex;align-items:center;gap:12px}.hphone{font-weight:800;color:var(--ink);font-size:15px}
.burger{display:none;background:0;border:0;padding:8px;cursor:pointer}.burger span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0}
.mnav{display:none}
/* hero */
.hero{position:relative;color:#fff;background:var(--ink);overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:url(https://tramsinsurance.com/assets/img/1814858c3f6dd213.webp) center/cover;opacity:.75}
.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(11,16,53,.96) 22%,rgba(11,16,53,.72) 48%,rgba(11,16,53,.25) 78%,rgba(11,16,53,.1))}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.25fr .9fr;gap:40px;align-items:center;padding-top:64px;padding-bottom:64px}
.hero h1{color:#fff;font-size:clamp(38px,5.2vw,64px);margin-bottom:18px}
.hero h1 em{font-style:italic;color:var(--mint)}
.hero p.sub{font-size:19px;color:#d9dcf2;max-width:560px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0 22px}
.chips{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:14px;font-weight:700;color:#dfe2f7}
.chips span{display:inline-flex;align-items:center;gap:7px}.chips span:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--mint)}
.hcard{background:#fff;color:var(--text);border-radius:20px;padding:26px;box-shadow:0 30px 70px rgba(0,0,0,.35)}
.hcard h3{font-size:22px;margin-bottom:6px}.hcard p{font-size:14.5px;color:var(--muted);margin-bottom:16px}
.pick{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.pick button{display:flex;flex-direction:column;align-items:flex-start;gap:6px;text-align:left;background:var(--sand);border:1.5px solid transparent;border-radius:14px;padding:14px;cursor:pointer;font:800 15px Manrope,Arial,sans-serif;color:var(--ink);transition:border-color .2s,transform .15s}
.pick button:hover{border-color:var(--mint)}.pick button:active{transform:scale(.97)}
.pick svg{width:26px;height:26px;fill:var(--brand)}
.hcard small{display:block;margin-top:14px;color:var(--muted);font-size:12.5px}
/* trust bar */
.trust{background:var(--sand);border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding-top:22px;padding-bottom:22px}
.trust div{display:flex;gap:12px;align-items:center;font-size:14px;color:var(--muted)}
.trust b{display:block;color:var(--ink);font-size:16px}
.trust i{flex:0 0 42px;height:42px;border-radius:12px;background:#fff;display:grid;place-items:center;box-shadow:0 4px 12px rgba(11,16,53,.06)}
.trust i svg{width:22px;height:22px;fill:var(--brand)}
/* quote panel */
#quote{scroll-margin-top:90px}
.qbox{background:linear-gradient(180deg,#fff, #fbfbfd);border:1px solid var(--line);border-radius:22px;padding:30px;box-shadow:0 20px 60px rgba(11,16,53,.08);display:grid;grid-template-columns:.9fr 1.1fr;gap:34px;align-items:start}
.steps{list-style:none;margin:18px 0 0;padding:0;counter-reset:s}
.steps li{counter-increment:s;position:relative;padding-left:46px;margin-bottom:16px;font-size:15px;color:var(--muted)}
.steps li b{color:var(--ink);display:block}
.steps li:before{content:counter(s);position:absolute;left:0;top:2px;width:32px;height:32px;border-radius:50%;background:var(--ink);color:#fff;font-weight:800;display:grid;place-items:center;font-size:14px}
#qhost{min-height:120px}
.qopen{width:100%;padding:18px;font-size:16px}
.qnote{font-size:13px;color:var(--muted);margin-top:10px;text-align:center}
.qthanks{display:none;margin-top:12px;background:#e8f8f3;border:1px solid #bfe9dd;color:#13614f;border-radius:12px;padding:12px 14px;font-weight:700;font-size:14.5px}
.qthanks.on{display:block}
.qf{display:none;scroll-margin-top:100px}.qf.on{display:block;animation:fi .35s ease}
@keyframes fi{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.qf .bar{height:6px;background:var(--line);border-radius:6px;overflow:hidden;margin-bottom:18px}.qf .bar i{display:block;height:100%;background:var(--mint);width:33%;transition:width .3s}
.qf h4{font:800 13px Manrope;letter-spacing:.12em;text-transform:uppercase;color:var(--brand);margin:0 0 12px}
.qlines{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:6px}
.qlines label{position:relative}.qlines input{position:absolute;opacity:0}
.qlines span{display:block;text-align:center;border:1.5px solid var(--line);border-radius:12px;padding:12px 6px;font-weight:800;font-size:14px;color:var(--ink);cursor:pointer;transition:all .15s}
.qlines input:checked+span{border-color:var(--mint);background:#e9f8f4;color:#0f5e4d}
.qlines input:focus-visible+span{outline:2px solid var(--brand);outline-offset:2px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:10px}.row.one{grid-template-columns:1fr}
.fld label{display:block;font-size:13px;font-weight:700;color:var(--ink);margin-bottom:4px}
.fld input,.fld select,.fld textarea{width:100%;font:500 15px Manrope,Arial,sans-serif;color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:10px;padding:11px 12px;min-height:46px}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:0;border-color:var(--brand);box-shadow:0 0 0 3px rgba(46,59,166,.12)}
.cons{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted);margin:10px 0}.cons input{margin-top:4px;flex:0 0 auto;width:18px;height:18px}
.qnav{display:flex;gap:10px;justify-content:space-between;margin-top:14px}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}
.qmsg{display:none;margin-top:12px;border-radius:10px;padding:10px 12px;font-size:14px}.qmsg.err{display:block;background:#fff0f0;border:1px solid #f5c2c2;color:#8a1f1f}
.qf .grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 12px;margin-bottom:6px}.qf .wide{grid-column:1/-1}
.qf [hidden]{display:none!important}
.cgp{border:1.5px solid var(--line);border-radius:12px;padding:10px 14px;margin:0;display:flex;flex-wrap:wrap;gap:6px 18px}.cgp legend{font-size:13px;font-weight:700;color:var(--ink);padding:0 4px}
.cb{display:flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--ink)}.cb input{width:18px;height:18px}
.qblock{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;margin:0 0 12px}.qbh{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}.qbh strong{color:var(--ink)}
.qbtn{cursor:pointer;background:var(--sand);border:1px solid var(--line);border-radius:999px;padding:8px 14px;font:700 13px Manrope,Arial,sans-serif;color:var(--ink)}.qbtn[disabled]{opacity:.5;cursor:not-allowed}
.qlines{grid-template-columns:repeat(2,1fr)!important}
@media (max-width:640px){.qf .grid{grid-template-columns:1fr}}
.priv{font-size:12px;color:var(--muted);margin-top:10px}
/* coverage */
.cov{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.covc{border:1px solid var(--line);border-radius:20px;padding:26px;background:#fff}
.covc h3{font-size:24px;display:flex;align-items:center;gap:10px}
.covc ul{list-style:none;margin:14px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:6px 14px}
.covc li a{display:flex;align-items:center;justify-content:space-between;gap:8px;padding:10px 12px;border-radius:10px;background:var(--sand);color:var(--ink);font-weight:700;font-size:14.5px;transition:background .2s}
.covc li a:hover{background:#e9f8f4}.covc li a:after{content:"→";color:var(--mint2)}
.tt{margin-top:22px;display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;background:var(--ink);color:#d9dcf2;border-radius:20px;padding:22px 26px}
.tt b{color:#fff;font-size:18px;display:block}
/* why */
.why{background:var(--sand)}
.wg{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:26px}
.wc{background:#fff;border-radius:18px;padding:24px;border:1px solid var(--line)}
.wc .n{font-family:Fraunces,Georgia,serif;font-size:40px;color:var(--brand);line-height:1;margin-bottom:8px}
.wc h3{font-size:20px}.wc p{font-size:15px;color:var(--muted);margin:0}
/* vera */
.vera{background:radial-gradient(1200px 400px at 85% 0%,rgba(40,183,154,.22),transparent 60%),var(--ink);color:#d9dcf2}
.vera .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.vera h2{color:#fff}.vera .lead{color:#c3c7e6}
.vlist{list-style:none;padding:0;margin:18px 0 24px}
.vlist li{padding-left:30px;position:relative;margin-bottom:10px;font-weight:600;color:#eef0fb}
.vlist li:before{content:"";position:absolute;left:0;top:6px;width:18px;height:18px;border-radius:50%;background:var(--mint) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23fff' d='M9.5 16.2 5.3 12l-1.4 1.4 5.6 5.6L20.1 8.4 18.7 7z'/%3E%3C/svg%3E") center/12px no-repeat}
.clock{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:22px;padding:24px}
.clock .r{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:15px}
.clock .r:last-child{border:0}.clock .t{color:#fff;font-weight:800}
.pill{font-size:12px;font-weight:800;border-radius:999px;padding:4px 10px}.pill.g{background:rgba(40,183,154,.2);color:#7ce3cb}.pill.b{background:rgba(232,180,76,.18);color:#f3cf86}
/* team */
.team .wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:44px;align-items:center}
.team .ph{position:relative}.team .ph img{border-radius:22px;width:100%;max-width:440px;object-fit:cover;aspect-ratio:4/4.6}
.team .tag{position:absolute;left:18px;bottom:18px;background:#fff;border-radius:14px;padding:12px 16px;box-shadow:0 10px 30px rgba(11,16,53,.18)}
.team .tag b{display:block;color:var(--ink)}.team .tag small{color:var(--muted);font-weight:600}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:22px 0}
.facts div{background:var(--sand);border-radius:14px;padding:14px;font-size:13.5px;color:var(--muted)}.facts b{display:block;color:var(--ink);font-size:16px}
/* carriers */
.car{padding:30px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.car p{text-align:center;font-size:13px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:16px}
.mq{overflow:hidden;-webkit-mask:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.mq .tr{display:flex;gap:32px;width:max-content;animation:sc 45s linear infinite}
.mq img{height:96px;width:auto;border-radius:14px;border:1px solid var(--line);background:#fff;padding:12px 22px;box-shadow:0 6px 18px rgba(11,16,53,.06)}
@keyframes sc{to{transform:translateX(-50%)}}
/* reviews */
.rev{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px}
.stars{color:var(--gold);font-size:26px;letter-spacing:4px}
/* faq */
.faq{max-width:820px}.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{cursor:pointer;font-weight:800;color:var(--ink);font-size:17px;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--mint2);font-size:22px;line-height:1}
.faq details[open] summary:after{content:"–"}.faq details p{margin:10px 0 0;color:var(--muted)}
/* visit */
.visit .wrap{display:grid;grid-template-columns:1fr 1.1fr;gap:28px;align-items:stretch}
.vbox{background:var(--sand);border-radius:22px;padding:28px}
.vbox .ln{display:flex;gap:12px;margin-bottom:14px}.vbox .ln svg{flex:0 0 22px;height:22px;fill:var(--brand);margin-top:3px}
.hrs{display:grid;grid-template-columns:auto 1fr;gap:4px 18px;font-size:15px}.hrs b{color:var(--ink)}
.map{border-radius:22px;overflow:hidden;min-height:320px;border:1px solid var(--line)}.map iframe{width:100%;height:100%;min-height:320px;border:0;display:block}
/* footer */
.ft{background:var(--ink);color:#a9aed0;font-size:14.5px;padding:44px 0 24px}
.ft .g{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:26px}
.ft h4{color:#fff;font:800 14px Manrope;letter-spacing:.1em;text-transform:uppercase;margin:0 0 12px}
.ft a{color:#d6d9f0}.ft a:hover{color:var(--mint)}.ft ul{list-style:none;margin:0;padding:0}.ft li{margin:5px 0}
.ft .lic{font-size:12.5px;color:#8a8fb4;margin-top:12px}
.ft .bot{border-top:1px solid rgba(255,255,255,.1);margin-top:30px;padding-top:18px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:13px}
.ft .bot a{color:#cfd3ee}
/* sticky mobile bar */
.mbar{display:none}
/* bubble */
#vb{position:fixed;right:24px;bottom:96px;z-index:999998;max-width:250px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px 34px 14px 14px;box-shadow:0 14px 40px rgba(11,16,53,.2);font-size:14px;font-weight:600;color:var(--ink);opacity:0;transform:translateY(8px);pointer-events:none;transition:opacity .35s,transform .35s}
#vb.on{opacity:1;transform:none;pointer-events:auto}
#vb button{position:absolute;top:6px;right:8px;background:0;border:0;font-size:18px;color:var(--muted);cursor:pointer;line-height:1;padding:4px}
@media (max-width:980px){
 .nav,.hphone{display:none}.burger{display:block}
 .mnav.open{display:block;border-top:1px solid var(--line);padding:8px 16px 16px;background:#fff}
 .mnav a{display:block;padding:12px 4px;border-bottom:1px solid var(--line);color:var(--ink);font-weight:700}
 .hero .wrap,.qbox,.vera .wrap,.team .wrap,.visit .wrap,.rev{grid-template-columns:1fr}
 .trust .wrap{grid-template-columns:1fr 1fr}.cov,.wg{grid-template-columns:1fr}
 .ft .g{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
 .sec{padding:40px 0}.sec.tight{padding:30px 0}.hero .wrap{padding-top:40px;padding-bottom:44px}
 .hcta .btn{padding:11px 16px;font-size:14px}.logo img{width:120px}
 .trust .wrap{grid-template-columns:1fr}.covc ul,.row,.facts{grid-template-columns:1fr}.qlines{grid-template-columns:1fr 1fr}
 .qbox{padding:20px}.ft .g{grid-template-columns:1fr}
 .mbar{display:grid;grid-template-columns:1fr 1fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:70;background:#fff;border-top:1px solid var(--line);padding:10px 12px calc(10px + env(safe-area-inset-bottom))}
 .mq img{height:68px;padding:10px 16px}.mq .tr{gap:18px}
 .mbar .btn{padding:12px}body{padding-bottom:70px}#vb{bottom:150px;right:16px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

.covl{display:flex;flex-direction:column;color:inherit;text-decoration:none;transition:transform .15s,box-shadow .2s}.covl:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(11,16,53,.08)}.covl .more{margin-top:auto;padding-top:8px;font-weight:800;font-size:14px;color:var(--brand)}
.cltw{overflow-x:auto;background:#fff;border:1px solid var(--line);border-radius:16px}.clt{width:100%;border-collapse:collapse;font-size:15px}.clt th,.clt td{padding:12px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}.clt th{font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}.clt tr:last-child td{border-bottom:0}.clt small{color:var(--muted)}
.nav a{white-space:nowrap}
.lp{max-width:820px;margin-bottom:22px}.lp p{margin:0 0 12px}.cards.c3{grid-template-columns:repeat(3,1fr)}@media (max-width:980px){.cards.c3{grid-template-columns:1fr}}.ftareas a{text-decoration:underline}

.crumbs{font-size:13px;font-weight:700;color:#aeb3d6;margin-bottom:14px}.crumbs a{color:#cfd3ee}.crumbs span{margin:0 6px;opacity:.6}
.phero{background:radial-gradient(900px 420px at 85% 10%,rgba(40,183,154,.18),transparent 60%),var(--ink);color:#fff;overflow:hidden}
.phero .wrap.ph2{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center;padding-top:44px;padding-bottom:52px}
.phero h1{color:#fff;font-size:clamp(32px,4.2vw,54px);margin-bottom:14px}.phero h1 em{font-style:italic;color:var(--mint)}
.phero p.sub{font-size:18px;color:#d9dcf2;max-width:620px}
.phero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0 18px}
.phimg{position:relative}.phimg img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:22px;box-shadow:0 30px 70px rgba(0,0,0,.45);display:block}
.phbadge{position:absolute;left:-16px;bottom:22px;background:#fff;color:var(--ink);border-radius:14px;padding:12px 16px;font-weight:800;font-size:14px;box-shadow:0 14px 40px rgba(0,0,0,.28);display:flex;gap:10px;align-items:center}.phbadge i{width:10px;height:10px;border-radius:50%;background:var(--mint);flex:0 0 10px}
.intro{display:grid;grid-template-columns:1.25fr .75fr;gap:36px;align-items:start}
.intro p{font-size:17px}
.aside{background:var(--sand);border-radius:20px;padding:24px}
.aside h3{font-size:20px}
.ck{list-style:none;margin:0;padding:0}.ck li{position:relative;padding-left:28px;margin:8px 0;font-weight:600;color:var(--ink);line-height:1.5}
.ck li:before{content:"";position:absolute;left:0;top:3px;width:18px;height:18px;border-radius:50%;background:var(--mint) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23fff' d='M9.5 16.2 5.3 12l-1.4 1.4 5.6 5.6L20.1 8.4 18.7 7z'/%3E%3C/svg%3E") center/12px no-repeat}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:22px}
.cardx{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}
.cardx h3{font-size:18px;margin-bottom:6px;font-family:Manrope,Arial,sans-serif;font-weight:800}.cardx p{margin:0;font-size:15px;color:var(--muted)}
.band{background:var(--sand)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.two h2{font-size:clamp(24px,2.6vw,32px)}
.rel{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.rel a{display:inline-flex;align-items:center;gap:8px;padding:10px 16px;border-radius:999px;background:#fff;border:1.5px solid var(--line);color:var(--ink);font-weight:700;font-size:14.5px}.rel a:hover{border-color:var(--mint);color:var(--mint2)}.rel a:after{content:"→";color:var(--mint2)}
.ctab{background:radial-gradient(900px 300px at 90% 0%,rgba(40,183,154,.25),transparent 60%),var(--ink);color:#d9dcf2;border-radius:22px;padding:28px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.ctab h2{color:#fff;font-size:clamp(22px,2.4vw,30px);margin:0 0 4px}.ctab p{margin:0}
.gl{columns:2;column-gap:32px}.gl div{break-inside:avoid;margin-bottom:16px}.gl b{display:block;color:var(--ink)}.gl p{margin:2px 0 0;color:var(--muted);font-size:15px}
.gl h3{column-span:all;font-size:22px;color:var(--brand);border-bottom:1px solid var(--line);padding-bottom:6px;margin:18px 0 12px}
.formcard{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:0 20px 60px rgba(11,16,53,.08)}
.formcard .grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 12px}.formcard .wide{grid-column:1/-1}
.formcard h4{font:800 13px Manrope;letter-spacing:.12em;text-transform:uppercase;color:var(--brand);margin:14px 0 10px}
.qthanks.on{display:block}
@media (max-width:980px){.phero .wrap.ph2{grid-template-columns:1fr;gap:28px}.phbadge{left:12px}.intro,.two{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.gl{columns:1}}
@media (max-width:640px){.cards,.formcard .grid{grid-template-columns:1fr}.phero .wrap.ph2{padding-top:30px;padding-bottom:36px}}
